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Found the perfect home? We can help you find the perfect mortgage.
As a lending professional, I can meet a wide range of real estate lending needs, whether a first time purchase, second home purchase, or refinance. I welcome the opportunity to serve your needs with quick and accurate real estate financing advice. With my expertise and knowledge, I will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation. Ensuring that you make the right choice for you and your family is my ultimate goal. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan using the quick and easy online application. After you've applied, I'll call you to discuss the details of your loan. As always, you may contact me anytime by phone or email for personalized service and expert advice, and please remember I will extend the same professional service to your friends, family members, work colleagues or neighbors who need my help. I look forward to working with you!
Testimonial of a satisfied customer:
"Steve, Beth and I are extremely pleased to be working with you again. Over the past several years we have come to deeply respect your integrity and business efficency. When we work with you, we know that we can depend upon your honesty and your hard work on our behalf. We know that when you tell us something, we can count on it. Steve, it is an honor to know a person of your character and dedication."
Hajro and BethRene
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Senior Mortgage Banker
Fidelity Bank
3535 Piedmont Road
Bldg 14, Suite 1050
Atlanta, GA 30305
Office Phone: (404) 553-2918
Cell Phone: (404) 803-1300
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 Mortgage News Daily
MORTGAGE RATES: Best Lock/Float Advice I Can Offer - 22 hours ago
Posted To: Mortgage Rate WatchI think it's safe to say that, consistently for the last 30 to 45 days, at least one lender (regional, major, or independent) has offered below market "record low" mortgage rates. Investor demand is consistently healthy for agency MBS, such that their prices are hitting new record highs on a daily basis. No lender faces a shortage of funding, nothing seems to be able to distract mortgage rates from rallying! This situation has forced us to refocus our attention on the competitiveness of the primary mortgage market, instead of closely monitoring every move in the secondary mortgage market (MBS). Here's how I would play it.... The "best executed" lock/float strategy comes down to finding an originator who knows the loan market, studies underwriting guidelines, and...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
USDA Rural Housing Bill Passes; Low-Income Rental Legislation Advances - 1 day ago
Posted To: MND NewsWireOne government housing program that had run out of funds months ago was revived by Congress yesterday, and another bill targeted at low-income rental housing moved a step closer to approval. The Senate yesterday passed HR 4899 to reestablish the popular U.S. Department of Agriculture Single-Family Housing Guaranteed Loan Program (Section 502 Housing) as a self-sustaining program. Also, the House Financial Services Committee approved H.R.4868 , the Housing Preservation and Tenant Protection Act of 2010 which aims to stem the loss of affordable rental housing units and prevent the displacement of low-income tenants. The Rural Housing program had run through its $13.1 billion funding by early this year and many buyers hoping to finance home purchases using Homebuyer Tax Credits were unable to...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS Lower and Wider. Reprices Reported. Buyers Lurking - 1 day ago
Posted To: MBS CommentaryRate sheet influential mortgage-backs are experiencing some localized weakness as stocks rally and swaps spreads widen. Nominally, yield spreads have been wider all morning but price levels were still pushing new records because Treasuries were catching a bid, but the poo hit the fan a few minutes ago and prices plummeted. We're still in the green though...just off the session highs. The September FNCL 4.0 is +0-03 at 101+30. The FNCL 4.5 is UNCH at 104-02. The secondary market current coupon is -1.6bps at 3.679. Yield spreads are at the wides of the week. After much rallying, agency MBS appear exhausted, but I doubt this will last long. Buyers have consistently jumped on any sign of weakness...unfortunately I've already seen a few reprices for the worse....(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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